St. Petersburg CPA Firm for S-Corps & Small Businesses
With 18+ years of experience helping business owners across the country, I bring specialized expertise to St. Petersburg’s Tourism, Technology, Marine/Waterfront economy. Whether you’re managing Seasonal tourism revenue fluctuations requiring cash flow planning across peak and off-season months or capitalizing on St. Pete Innovation District and downtown tech corridor attracting venture-backed startups and remote companies, SDO CPA provides the virtual accounting support your business needs.
We offer cloud-based tax preparation, bookkeeping, payroll, and fractional CFO services designed for St. Petersburg business owners who want proactive guidance — not just annual tax filing.
Key Takeaways: St. Petersburg CPA Services
- Virtual CPA services — Full tax, bookkeeping, and advisory support without geographic limitations
- Florida tax expertise — Florida has no state personal income tax, but the 5.5% corporate income tax applies to C-Corps with income over $50,000 planning and multi-state compliance
- Industry focus — Specialized experience with Tourism, Technology, Marine/Waterfront
- Transparent pricing — Upfront estimates starting at $300/month; if scope changes, we discuss it first
- Responsive support — Direct CPA access, same-day responses
Accounting & Tax Services in St. Petersburg, FL
St. Petersburg has transformed from a retirement destination into one of Florida’s most dynamic business cities, with a thriving tech startup scene centered around the St. Pete Innovation District and the downtown waterfront corridor along Beach Drive and Central Avenue. The city’s 12,000+ businesses span tourism and hospitality operators serving 15 million annual visitors, marine industry companies along the Tampa Bay waterfront, and a growing cluster of fintech and health-tech startups in the Edge District and DTSP neighborhoods. The Salvador Dali Museum, Tropicana Field, and the downtown arts district drive year-round tourism revenue, while Johns Hopkins All Children’s Hospital and BayCare Health System anchor the healthcare sector with thousands of employees. Along the 4th Street commercial corridor, hundreds of professional service firms, creative agencies, and consulting companies serve the broader Tampa Bay market. SDO CPA works with St. Petersburg business owners across tourism, technology, and marine industries to manage seasonal cash flow, structure S-Corp entities for Florida’s tax-friendly environment, and optimize revenue recognition for hospitality businesses. For tech startups in the Innovation District, we provide bookkeeping and fractional CFO services designed for venture-stage growth.
Florida Tax Planning Tip
Florida has no personal income tax, making it ideal for S-Corp and partnership owners whose business income passes through to their personal return. However, C-Corps pay Florida’s 5.5% corporate income tax on income above $50,000. For most Florida business owners earning $150K+, the S-Corp structure saves $8,000-$25,000 annually in self-employment taxes alone.
CPA Services for St. Petersburg Businesses
Business Tax Preparation
Federal and Florida business tax returns for LLCs, S-Corps, partnerships, and sole proprietors.
Bookkeeping & Accounting
Monthly bookkeeping, bank reconciliation, and financial statements using QuickBooks or Xero.
Payroll Services
Full-service payroll processing, tax deposits, and quarterly filings through Gusto integration.
Tax Planning & Strategy
Proactive tax planning to minimize liability through entity selection, retirement contributions, and timing strategies.
Fractional CFO
Cash flow forecasting, budgeting, and financial strategy for growing St. Petersburg businesses.
S-Corp Tax Services
Reasonable compensation analysis, QBI optimization, and S-Corp election guidance for St. Petersburg business owners.
Common Challenges for St. Petersburg Business Owners
Challenge
St. Petersburg businesses often face Seasonal tourism revenue fluctuations requiring cash flow planning across peak and off-season months, making tax planning and cash flow management more complex than standard approaches allow.
Our Approach
We provide proactive tax planning and fractional CFO services tailored to St. Petersburg’s business environment, helping you handle Seasonal tourism revenue fluctuations requiring cash flow planning across peak and off-season months with confidence.
Challenge
Many St. Petersburg business owners struggle to get timely responses from their CPA, especially during busy seasons when questions are most urgent.
Our Approach
SDO CPA provides direct access to your CPA team with same-day response times. No call centers, no waiting weeks for answers.
Challenge
Tax preparation alone doesn’t help St. Petersburg business owners understand their financial position or make informed decisions throughout the year.
Our Approach
We deliver monthly financial reports with actionable insights, helping you understand cash flow, profitability, and tax liability before year-end.
“SDO CPA helped our St. Petersburg boutique hotel chain manage seasonal cash flow and saved us $29,000 through proper S-Corp structuring. Their monthly reports keep us on track year-round.”— Rachel K., Hospitality company owner in St. Petersburg
How to Get Started With SDO CPA
Schedule Your Free Consultation
Book a call to discuss your St. Petersburg business, current financial setup, and goals.
Get Your Custom Proposal
Receive a clear proposal with upfront estimates — if scope changes, we discuss it first.
Seamless Onboarding
We connect to your QuickBooks or Xero and organize your books within 30 days.
Ongoing Partnership
Monthly reports, proactive tax planning, and year-round CPA access.
Why St. Petersburg Business Owners Choose SDO CPA
Florida Tax Expertise
We understand Florida has no state personal income tax, but the 5.5% corporate income tax applies to C-Corps with income over $50,000 and help St. Petersburg businesses maximize tax advantages while managing federal obligations and multi-state complexity.
Transparent Pricing
Clear monthly estimates for standard services. We scope your needs upfront and communicate before any additional work. See our pricing.
Cloud-Based & Virtual
Access your financials anywhere. We work with QuickBooks Online, Xero, Gusto, and Ramp to keep your St. Petersburg business running smoothly.
S-Corp & Partnership Specialists
Our clients are pass-through entity owners. We handle reasonable compensation analysis, K-1 preparation, QBI optimization, and entity selection.
Responsive Communication
Get answers when you need them. Our team responds within one business day, and you’ll have direct access to your CPA.
Frequently Asked Questions
Resources for St. Petersburg Business Owners
Also Serving Tampa Bay Area
SDO CPA provides virtual CPA services to businesses throughout Tampa Bay Area and Florida.
Ready to Work With a CPA Who Understands St. Petersburg Businesses?
Schedule your free consultation today. We’ll analyze your tax situation and provide an upfront estimate with no obligation.
Schedule a Call