Saginaw CPA Firm for S-Corps & Small Businesses

Looking for a CPA in Saginaw? SDO CPA provides virtual tax preparation, bookkeeping, payroll, and fractional CFO services to Saginaw businesses specializing in S-Corps and partnerships. We provide upfront estimates — if scope changes, we discuss it first. Schedule a free consultation.
Serena Do, CPA — Managing Partner of SDO CPA

Serena Do, CPA

Managing Partner | Duncanville, TX (Serving Saginaw Virtually)

18+ Years Experience | AICPA Member

Licensed CPA — Texas State Board of Public Accountancy

With 18+ years of experience helping business owners across the country, I bring specialized expertise to Saginaw’s Manufacturing, Logistics, Retail economy. Whether you’re managing Competition from Alliance Airport area creates pressure on industrial lease rates or capitalizing on Proximity to Alliance logistics hub and I-35W corridor attracts distribution operations, SDO CPA provides the virtual accounting support your business needs.

We offer cloud-based tax preparation, bookkeeping, payroll, and fractional CFO services designed for Saginaw business owners who want proactive guidance — not just annual tax filing.

Key Takeaways: Saginaw CPA Services

  • Virtual CPA services — Full tax, bookkeeping, and advisory support without geographic limitations
  • Texas tax expertise — Texas has no state income tax, but franchise tax (margin tax) applies to most businesses planning and multi-state compliance
  • Industry focus — Specialized experience with Manufacturing, Logistics, Retail
  • Transparent pricing — Upfront estimates starting at $300/month; if scope changes, we discuss it first
  • Responsive support — Direct CPA access, same-day responses

Accounting & Tax Services in Saginaw, TX

Saginaw’s 1,700+ businesses benefit from the city’s strategic location along the I-35W corridor and proximity to Alliance Airport, creating a thriving logistics and light manufacturing sector in the Old Town and Bailey Boswell corridor. The city’s Tax Increment Financing (TIF) district provides infrastructure funding that reduces development costs for commercial projects in targeted areas. SDO CPA helps Saginaw manufacturers analyze whether the Research & Development Tax Credit applies to their process improvement initiatives, potentially reducing federal tax liability by 6-8% of qualified expenses. For logistics companies operating from the industrial parks near Saginaw Boulevard, we structure fleet leasing versus purchase decisions to optimize depreciation deductions while managing the Texas franchise tax cost-of-goods-sold calculation. Our team assists retailers in the Town Center development in navigating sales tax compliance across multiple jurisdictions, including city, county, transit authority, and special district levies that total 8.25%. With warehouse space averaging $5.50 per square foot, we help distribution companies evaluate whether build-to-suit arrangements or spec building leases deliver better long-term tax outcomes when considering property tax implications and building depreciation benefits.

Texas Tax Planning Tip

Texas doesn’t have a state income tax, but the Texas franchise tax (margin tax) applies to businesses with revenue above $2.47 million. S-Corp and partnership owners should analyze whether the E-Z Computation rate (0.331% of revenue) or the standard rate (0.75% of margin) produces a lower tax bill.

Saginaw is home to 1,700+ small businesses and a population of 24,083. From Manufacturing, Logistics, Retail to professional services, Saginaw business owners need CPAs who understand Competition from Alliance Airport area creates pressure on industrial lease rates and can provide year-round tax planning — not just compliance.

CPA Services for Saginaw Businesses

Common Challenges for Saginaw Business Owners

Challenge

Saginaw businesses often face Competition from Alliance Airport area creates pressure on industrial lease rates, making tax planning and cash flow management more complex than standard approaches allow.

Our Approach

We provide proactive tax planning and fractional CFO services tailored to Saginaw’s business environment, helping you handle Competition from Alliance Airport area creates pressure on industrial lease rates with confidence.

Challenge

Many Saginaw business owners struggle to get timely responses from their CPA, especially during busy seasons when questions are most urgent.

Our Approach

SDO CPA provides direct access to your CPA team with same-day response times. No call centers, no waiting weeks for answers.

Challenge

Tax preparation alone doesn’t help Saginaw business owners understand their financial position or make informed decisions throughout the year.

Our Approach

We deliver monthly financial reports with actionable insights, helping you understand cash flow, profitability, and tax liability before year-end.

“SDO CPA identified $89,000 in R&D tax credits from our manufacturing process improvements and restructured our equipment financing to reduce franchise tax by $12,000 annually.”
— Victor S., Aerospace Component Manufacturer in Saginaw

How to Get Started With SDO CPA

1

Schedule Your Free Consultation

Book a call to discuss your Saginaw business, current financial setup, and goals.

2

Get Your Custom Proposal

Receive a clear proposal with upfront estimates — if scope changes, we discuss it first.

3

Seamless Onboarding

We connect to your QuickBooks or Xero and organize your books within 30 days.

4

Ongoing Partnership

Monthly reports, proactive tax planning, and year-round CPA access.

Why Saginaw Business Owners Choose SDO CPA

Texas Tax Expertise

We understand Texas has no state income tax, but franchise tax (margin tax) applies to most businesses and help Saginaw businesses maximize tax advantages while managing federal obligations and multi-state complexity.

Transparent Pricing

Clear monthly estimates for standard services. We scope your needs upfront and communicate before any additional work. See our pricing.

Cloud-Based & Virtual

Access your financials anywhere. We work with QuickBooks Online, Xero, Gusto, and Ramp to keep your Saginaw business running smoothly.

S-Corp & Partnership Specialists

Our clients are pass-through entity owners. We handle reasonable compensation analysis, K-1 preparation, QBI optimization, and entity selection.

Responsive Communication

Get answers when you need them. Our team responds within one business day, and you’ll have direct access to your CPA.

Frequently Asked Questions

How much does a CPA cost for a small business in Saginaw?
At SDO CPA, bookkeeping starts at $300-$500 per month for a single entity. Full-service packages including bookkeeping, tax planning, and advisory range from $1,000-$2,000 per month with upfront estimates — if scope changes, we discuss it first. View our pricing.
Can a virtual CPA serve my Saginaw business?
Yes. CPAs can prepare tax returns and provide accounting services for clients in any state. SDO CPA serves Saginaw businesses through secure cloud-based tools including QuickBooks Online, Gusto, and encrypted document sharing with the same quality as a local firm.
Do you specialize in Manufacturing businesses?
Yes. Saginaw’s Manufacturing sector has unique accounting needs including industry-specific deductions, revenue recognition, and compliance requirements that we address with tailored solutions.
What is the difference between a bookkeeper and a CPA?
A bookkeeper records transactions and maintains financial records. A CPA is a state-licensed professional who can prepare and sign tax returns, provide tax planning advice, represent you before the IRS, and offer strategic financial guidance that bookkeepers cannot.
Do you offer fractional CFO services for Saginaw businesses?
Yes. Our fractional CFO services provide cash flow forecasting, budgeting, financial modeling, and strategic planning for Saginaw businesses generating $500K+ in revenue that need financial leadership without a full-time hire.
Should my Saginaw business be an S-Corp or LLC?
It depends on your net income. Generally, businesses earning over $60,000 in net profit may save on self-employment taxes by electing S-Corp status. Use our S-Corp tax calculator to estimate savings, then schedule a consultation for personalized analysis.
How quickly does SDO CPA respond to questions?
We respond to all client inquiries within one business day. For urgent tax matters, we prioritize same-day responses. You’ll have direct access to your CPA — no call centers or gatekeepers.
What accounting software do you work with?
We work with QuickBooks Online, Xero, Gusto for payroll, and Ramp for expense management. We’ll recommend the best setup for your Saginaw business during your free consultation. Learn about our bookkeeping services.

Resources for Saginaw Business Owners

Also Serving Dallas-Fort Worth Metroplex

SDO CPA provides virtual CPA services to businesses throughout Dallas-Fort Worth Metroplex and Texas.

Ready to Work With a CPA Who Understands Saginaw Businesses?

Schedule your free consultation today. We’ll analyze your tax situation and provide an upfront estimate with no obligation.

Schedule a Call
Licensing Disclaimer: SDO CPA LLC is a Texas-registered CPA firm. Our team provides tax preparation, bookkeeping, and advisory services to clients nationwide. Services requiring CPA licensure are performed by Texas-licensed CPAs. We do not provide attest services (audits, reviews, or compilations). Per Texas State Board of Public Accountancy regulations (22 TAC §501.82).