Richmond CPA Firm for S-Corps & Small Businesses

Looking for a CPA in Richmond? SDO CPA provides virtual tax preparation, bookkeeping, payroll, and fractional CFO services to Richmond businesses specializing in S-Corps and partnerships. We provide upfront estimates — if scope changes, we discuss it first. Get Started.
Serena Do, CPA — Managing Partner of SDO CPA

Serena Do, CPA

Managing Partner | Duncanville, TX (Serving Richmond Virtually)

18+ Years Experience | AICPA Member

Licensed CPA — Texas State Board of Public Accountancy

With 18+ years of experience helping business owners across the country, I bring specialized expertise to Richmond’s Finance & Insurance, Government, Manufacturing economy. Whether you’re managing Fortune 500 spinoff consultants and small firms managing complex corporate-to-entrepreneurial tax transitions or capitalizing on Eight Fortune 500 headquarters including Capital One and Dominion Energy create a deep professional services ecosystem for accounting, legal, and consulting firms, SDO CPA provides the virtual accounting support your business needs.

We offer cloud-based tax preparation, bookkeeping, payroll, and fractional CFO services designed for Richmond business owners who want proactive guidance — not just annual tax filing.

Key Takeaways: Richmond CPA Services

  • Virtual CPA services — Full tax, bookkeeping, and advisory support without geographic limitations
  • Virginia tax expertise — 2-5.75% income tax. Pass-through entity tax (PTET) available. Conformity to federal tax changes with some modifications. planning and multi-state compliance
  • Industry focus — Specialized experience with Finance & Insurance, Government, Manufacturing
  • Transparent pricing — Upfront estimates starting at $300/month; if scope changes, we discuss it first
  • Responsive support — Direct CPA access, same-day responses

Accounting & Tax Services in Richmond, VA

Richmond serves as Virginia’s capital and a major financial hub, home to the Federal Reserve Bank of Richmond and eight Fortune 500 headquarters including Capital One Financial, Altria Group, and Dominion Energy. The $117 billion Richmond metro GDP ranks among the top 50 U.S. metro economies, powered by 58,300 financial services jobs and a growing data center sector in neighboring Henrico and Hanover counties. The Scott’s Addition and Shockoe Bottom neighborhoods have attracted hundreds of startups and creative agencies, while the Innsbrook Corporate Center in Glen Allen houses regional operations for major firms. Virginia Commonwealth University and the University of Richmond supply talent to a professional services sector employing 121,400 workers. Commonwealth Fusion Systems is building the world’s first grid-scale fusion power plant in nearby Chesterfield County. SDO CPA serves Richmond business owners across finance, government contracting, and manufacturing with PTET election optimization, S-Corp structuring for professionals leaving corporate roles, and multi-state tax compliance for firms serving the broader DMV corridor.

Virginia Tax Planning Tip

Virginia’s income tax tops out at 5.75% on income over $17,000. S-Corp and partnership owners should evaluate the pass-through entity tax (PTET) election, which lets the entity pay state tax and deduct it at the federal level, effectively bypassing the $10,000 SALT cap. Virginia generally conforms to federal tax law but decouples on certain provisions, so check conformity dates before claiming federal deductions on your state return.

Richmond is home to 14,200+ small businesses and a population of 233,655. From Finance & Insurance, Government, Manufacturing to professional services, Richmond business owners need CPAs who understand Fortune 500 spinoff consultants and small firms managing complex corporate-to-entrepreneurial tax transitions and can provide year-round tax planning — not just compliance.

CPA Services for Richmond Businesses

Common Challenges for Richmond Business Owners

Challenge

Richmond businesses often face Fortune 500 spinoff consultants and small firms managing complex corporate-to-entrepreneurial tax transitions, making tax planning and cash flow management more complex than standard approaches allow.

Our Approach

We provide proactive tax planning and fractional CFO services tailored to Richmond’s business environment, helping you handle Fortune 500 spinoff consultants and small firms managing complex corporate-to-entrepreneurial tax transitions with confidence.

Challenge

Many Richmond business owners struggle to get timely responses from their CPA, especially during busy seasons when questions are most urgent.

Our Approach

SDO CPA provides direct access to your CPA team with same-day response times. No call centers, no waiting weeks for answers.

Challenge

Tax preparation alone doesn’t help Richmond business owners understand their financial position or make informed decisions throughout the year.

Our Approach

We deliver monthly financial reports with actionable insights, helping you understand cash flow, profitability, and tax liability before year-end.

“After leaving Capital One to start my Richmond fintech consulting firm, SDO CPA structured my S-Corp and PTET election to save $29,400 in our first year. They made the corporate-to-entrepreneur transition seamless.”
— Karen W., Fintech consulting firm owner in Richmond

How to Get Started With SDO CPA

1

Schedule Your Free Consultation

Book a call to discuss your Richmond business, current financial setup, and goals.

2

Get Your Custom Proposal

Receive a clear proposal with upfront estimates — if scope changes, we discuss it first.

3

Seamless Onboarding

We connect to your QuickBooks or Xero and organize your books within 30 days.

4

Ongoing Partnership

Monthly reports, proactive tax planning, and year-round CPA access.

Why Richmond Business Owners Choose SDO CPA

Virginia Tax Expertise

We understand 2-5.75% income tax. Pass-through entity tax (PTET) available. Conformity to federal tax changes with some modifications. and help Richmond businesses maximize tax advantages while managing federal obligations and multi-state complexity.

Transparent Pricing

Clear monthly estimates for standard services. We scope your needs upfront and communicate before any additional work. See our pricing.

Cloud-Based & Virtual

Access your financials anywhere. We work with QuickBooks Online, Xero, Gusto, and Ramp to keep your Richmond business running smoothly.

S-Corp & Partnership Specialists

Our clients are pass-through entity owners. We handle reasonable compensation analysis, K-1 preparation, QBI optimization, and entity selection.

Responsive Communication

Get answers when you need them. Our team responds within one business day, and you’ll have direct access to your CPA.

Frequently Asked Questions

How much does a CPA cost for a small business in Richmond?
At SDO CPA, bookkeeping starts at $300-$500 per month for a single entity. Full-service packages including bookkeeping, tax planning, and advisory range from $1,000-$2,000 per month with upfront estimates — if scope changes, we discuss it first. View our pricing.
Can a virtual CPA serve my Richmond business?
Yes. CPAs can prepare tax returns and provide accounting services for clients in any state. SDO CPA serves Richmond businesses through secure cloud-based tools including QuickBooks Online, Gusto, and encrypted document sharing with the same quality as a local firm.
Do you specialize in Finance & Insurance businesses?
Yes. Richmond’s Finance & Insurance sector has unique accounting needs including industry-specific deductions, revenue recognition, and compliance requirements that we address with tailored solutions.
What is the difference between a bookkeeper and a CPA?
A bookkeeper records transactions and maintains financial records. A CPA is a state-licensed professional who can prepare and sign tax returns, provide tax planning advice, represent you before the IRS, and offer strategic financial guidance that bookkeepers cannot.
Do you offer fractional CFO services for Richmond businesses?
Yes. Our fractional CFO services provide cash flow forecasting, budgeting, financial modeling, and strategic planning for Richmond businesses generating $500K+ in revenue that need financial leadership without a full-time hire.
Should my Richmond business be an S-Corp or LLC?
It depends on your net income. Generally, businesses earning over $60,000 in net profit may save on self-employment taxes by electing S-Corp status. Use our S-Corp tax calculator to estimate savings, then get started for personalized analysis.
How quickly does SDO CPA respond to questions?
We respond to all client inquiries within one business day. For urgent tax matters, we prioritize same-day responses. You’ll have direct access to your CPA — no call centers or gatekeepers.
What accounting software do you work with?
We work with QuickBooks Online, Xero, Gusto for payroll, and Ramp for expense management. We’ll recommend the best setup for your Richmond business during your free consultation. Learn about our bookkeeping services.

Resources for Richmond Business Owners

Also Serving Central Virginia

SDO CPA provides virtual CPA services to businesses throughout Central Virginia and Virginia.

Ready to Work With a CPA Who Understands Richmond Businesses?

Schedule your free consultation today. We’ll analyze your tax situation and provide an upfront estimate with no obligation.

Get Started
Licensing Disclaimer: SDO CPA LLC is a Texas-registered CPA firm providing tax preparation, bookkeeping, and advisory services to clients nationwide under CPA practice mobility provisions. SDO CPA does not hold a CPA license in Virginia. Services requiring CPA licensure are performed by Texas-licensed CPAs. We do not provide attest services (audits, reviews, or compilations) for Virginia entities. Per Texas State Board of Public Accountancy regulations (22 TAC §501.82).