Florida CPA Firm for S-Corps & Small Businesses

Looking for a CPA in Florida? SDO CPA provides virtual tax preparation, bookkeeping, payroll, and fractional CFO services to Florida businesses specializing in S-Corps and partnerships. We provide upfront estimates — if scope changes, we discuss it first. Schedule a free consultation.
Serena Do, CPA — Managing Partner of SDO CPA

Serena Do, CPA

Managing Partner | Duncanville, TX (Serving Florida Virtually)

18+ Years Experience | AICPA Member

Licensed CPA — Texas State Board of Public Accountancy

With 18+ years of experience helping business owners across the country, I bring specialized expertise to Florida’s Tourism & Hospitality, Real Estate, Healthcare economy. Whether you’re managing seasonal revenue patterns and complex sales tax across multiple jurisdictions or capitalizing on Florida’s zero state income tax and booming population attracting business relocations from the Northeast, SDO CPA provides the virtual accounting support your business needs.

We offer cloud-based tax preparation, bookkeeping, payroll, and fractional CFO services designed for Florida business owners who want proactive guidance — not just annual tax filing.

Key Takeaways: Florida CPA Services

  • Virtual CPA services — Full tax, bookkeeping, and advisory support without geographic limitations
  • Florida tax expertise — Florida has no state personal income tax, but the 5.5% corporate income tax applies to C-Corps with income over $50,000 planning and multi-state compliance
  • Industry focus — Specialized experience with Tourism & Hospitality, Real Estate, Healthcare
  • Transparent pricing — Upfront estimates starting at $300/month; if scope changes, we discuss it first
  • Responsive support — Direct CPA access, same-day responses

Accounting & Tax Services in Florida

Florida’s $1.4 trillion GDP makes it the 4th largest state economy in the nation, and it would rank as the 15th largest economy in the world if it were an independent country. Over 3.2 million small businesses operate across the state, spanning tourism, real estate, healthcare, professional services, and a growing technology sector.

The state’s zero personal income tax draws business owners relocating from New York, New Jersey, Connecticut, and Illinois, but many fail to properly sever tax residency in their former states, creating costly dual-filing obligations that can persist for years. Florida’s 6% state sales tax, plus up to 2% county surtax, creates complex multi-jurisdiction collection requirements for businesses selling goods and services across Florida’s 67 counties.

South Florida’s Brickell Financial District, Orlando’s tech corridor along I-4, and Tampa Bay’s growing startup scene represent distinct business ecosystems with different accounting needs. SDO CPA serves Florida businesses virtually, specializing in S-Corp structuring for pass-through tax advantages, multi-state compliance for recent relocations, and proactive tax planning that maximizes Florida’s income tax-free environment.

Florida Tax Planning Tip

Florida has no personal income tax, making it ideal for S-Corp and partnership owners whose business income passes through to their personal return. However, C-Corps pay Florida’s 5.5% corporate income tax on income above $50,000. If you’re considering entity restructuring, compare the total tax impact of S-Corp election versus C-Corp status — for most Florida business owners earning $150K+, the S-Corp structure saves $8,000-$25,000 annually in self-employment taxes alone.

Florida is home to 3,200,000+ small businesses and a population of 22,610,726. From Tourism & Hospitality, Real Estate, Healthcare to professional services, Florida business owners need CPAs who understand managing seasonal revenue patterns and complex sales tax across multiple jurisdictions and can provide year-round tax planning — not just compliance.

CPA Services for Florida Businesses

Common Challenges for Florida Business Owners

Challenge

Florida businesses often face seasonal revenue patterns and complex sales tax across multiple jurisdictions, making tax planning and cash flow management more complex than standard approaches allow.

Our Approach

We provide proactive tax planning and fractional CFO services tailored to Florida’s business environment, helping you handle seasonal revenue patterns and complex sales tax across multiple jurisdictions with confidence.

Challenge

Many Florida business owners struggle to get timely responses from their CPA, especially during busy seasons when questions are most urgent.

Our Approach

SDO CPA provides direct access to your CPA team with same-day response times. No call centers, no waiting weeks for answers.

Challenge

Tax preparation alone doesn’t help Florida business owners understand their financial position or make informed decisions throughout the year.

Our Approach

We deliver monthly financial reports with actionable insights, helping you understand cash flow, profitability, and tax liability before year-end.

“We moved our consulting business from New York to Miami and SDO CPA handled the full transition — multi-state filings, S-Corp election, and setting up proper bookkeeping. They saved us $21,000 in taxes the first year.”
— Carlos M., Management consulting firm owner in Florida

How to Get Started With SDO CPA

1

Schedule Your Free Consultation

Book a call to discuss your Florida business, current financial setup, and goals.

2

Get Your Custom Proposal

Receive a clear proposal with upfront estimates — if scope changes, we discuss it first.

3

Seamless Onboarding

We connect to your QuickBooks or Xero and organize your books within 30 days.

4

Ongoing Partnership

Monthly reports, proactive tax planning, and year-round CPA access.

Why Florida Business Owners Choose SDO CPA

Florida Tax Expertise

We understand Florida has no state personal income tax, but the 5.5% corporate income tax applies to C-Corps with income over $50,000 and help Florida businesses maximize tax advantages while managing federal obligations and multi-state complexity.

Transparent Pricing

Clear monthly estimates for standard services. We scope your needs upfront and communicate before any additional work. See our pricing.

Cloud-Based & Virtual

Access your financials anywhere. We work with QuickBooks Online, Xero, Gusto, and Ramp to keep your Florida business running smoothly.

S-Corp & Partnership Specialists

Our clients are pass-through entity owners. We handle reasonable compensation analysis, K-1 preparation, QBI optimization, and entity selection.

Responsive Communication

Get answers when you need them. Our team responds within one business day, and you’ll have direct access to your CPA.

Frequently Asked Questions

How much does a CPA cost for a small business in Florida?
At SDO CPA, bookkeeping starts at $300-$500 per month for a single entity. Full-service packages including bookkeeping, tax planning, and advisory range from $1,000-$2,000 per month with upfront estimates — if scope changes, we discuss it first. View our pricing.
Can a virtual CPA serve my Florida business?
Yes. CPAs can prepare tax returns and provide accounting services for clients in any state. SDO CPA serves Florida businesses through secure cloud-based tools including QuickBooks Online, Gusto, and encrypted document sharing with the same quality as a local firm.
Do you specialize in Tourism & Hospitality businesses?
Yes. Florida’s Tourism & Hospitality sector has unique accounting needs including industry-specific deductions, revenue recognition, and compliance requirements that we address with tailored solutions.
What is the difference between a bookkeeper and a CPA?
A bookkeeper records transactions and maintains financial records. A CPA is a state-licensed professional who can prepare and sign tax returns, provide tax planning advice, represent you before the IRS, and offer strategic financial guidance that bookkeepers cannot.
Do you offer fractional CFO services for Florida businesses?
Yes. Our fractional CFO services provide cash flow forecasting, budgeting, financial modeling, and strategic planning for Florida businesses generating $500K+ in revenue that need financial leadership without a full-time hire.
Should my Florida business be an S-Corp or LLC?
It depends on your net income. Generally, businesses earning over $60,000 in net profit may save on self-employment taxes by electing S-Corp status. Use our S-Corp tax calculator to estimate savings, then schedule a consultation for personalized analysis.
How quickly does SDO CPA respond to questions?
We respond to all client inquiries within one business day. For urgent tax matters, we prioritize same-day responses. You’ll have direct access to your CPA — no call centers or gatekeepers.
What accounting software do you work with?
We work with QuickBooks Online, Xero, Gusto for payroll, and Ramp for expense management. We’ll recommend the best setup for your Florida business during your free consultation. Learn about our bookkeeping services.

Resources for Florida Business Owners

Also Serving Businesses Nationwide

SDO CPA provides virtual CPA services to businesses throughout Florida and nationwide.

Ready to Work With a CPA Who Understands Florida Businesses?

Schedule your free consultation today. We’ll analyze your tax situation and provide an upfront estimate with no obligation.

Schedule a Call
Licensing & Service Disclaimer: SDO CPA LLC is a Texas-licensed CPA firm serving clients in Florida under CPA practice mobility provisions. We do not maintain a physical office in Florida — all services are delivered remotely via secure video, phone, and digital collaboration tools. SDO CPA does not hold a CPA license in Florida. Services requiring CPA licensure are performed by Texas-licensed CPAs. We do not provide attest services (audits, reviews, or compilations). Per Texas State Board of Public Accountancy regulations (22 TAC §501.82).