Florence CPA Firm for S-Corps & Small Businesses
With 18+ years of experience helping business owners across the country, I bring specialized expertise to Florence’s Distribution/Logistics, Manufacturing, Retail economy. Whether you’re managing Multi-state tax nexus from operating in the Kentucky-Ohio-Indiana tri-state area with employees across borders or capitalizing on I-75/I-71 interchange and CVG Airport proximity creating a prime distribution and logistics corridor, SDO CPA provides the virtual accounting support your business needs.
We offer cloud-based tax preparation, bookkeeping, payroll, and fractional CFO services designed for Florence business owners who want proactive guidance — not just annual tax filing.
Key Takeaways: Florence CPA Services
- Virtual CPA services — Full tax, bookkeeping, and advisory support without geographic limitations
- Kentucky tax expertise — Kentucky has a flat 4.0% income tax; Louisville’s 2.2% occupational license tax stacks on top planning and multi-state compliance
- Industry focus — Specialized experience with Distribution/Logistics, Manufacturing, Retail
- Transparent pricing — Upfront estimates starting at $300/month; if scope changes, we discuss it first
- Responsive support — Direct CPA access, same-day responses
Accounting & Tax Services in Florence, KY
Florence is the largest city in Boone County and a major distribution hub in Northern Kentucky, strategically positioned at the I-75/I-71 interchange just minutes from Cincinnati/Northern Kentucky International Airport (CVG). Amazon, DHL, and dozens of regional distributors operate massive fulfillment centers and warehouses along the Turfway Road and Houston Road logistics corridors, making Florence one of Kentucky’s most concentrated distribution markets. The Florence Mall area along Mall Road and Dixie Highway hosts a dense retail economy with restaurants, automotive dealerships, and service businesses serving the Northern Kentucky market. Manufacturing operations, including Bosch, General Cable, and numerous automotive parts suppliers, maintain production facilities throughout the industrial parks along U.S. 42. Florence’s position in the Cincinnati tri-state metro creates unique multi-state tax complexity — businesses with employees or customers in Kentucky, Ohio, and Indiana must track nexus obligations and withholding requirements across three state tax systems. SDO CPA works with Florence business owners across logistics, manufacturing, and retail to manage tri-state tax compliance, optimize warehouse and equipment depreciation, and structure entities under Kentucky’s flat 4.0% income tax. For distribution companies near CVG, we provide monthly bookkeeping that handles multi-state payroll withholding and inventory cost tracking.
Kentucky Tax Planning Tip
Kentucky’s flat 4.0% income tax applies to all pass-through entity income. Louisville businesses also face a 2.2% occupational license tax — this stacks on top of state and federal taxes. S-Corp owners in Louisville metro effectively pay 6.2% in combined state/local income tax, making entity structuring and reasonable compensation analysis critical for minimizing total tax burden.
CPA Services for Florence Businesses
Business Tax Preparation
Federal and Kentucky business tax returns for LLCs, S-Corps, partnerships, and sole proprietors.
Bookkeeping & Accounting
Monthly bookkeeping, bank reconciliation, and financial statements using QuickBooks or Xero.
Payroll Services
Full-service payroll processing, tax deposits, and quarterly filings through Gusto integration.
Tax Planning & Strategy
Proactive tax planning to minimize liability through entity selection, retirement contributions, and timing strategies.
Fractional CFO
Cash flow forecasting, budgeting, and financial strategy for growing Florence businesses.
S-Corp Tax Services
Reasonable compensation analysis, QBI optimization, and S-Corp election guidance for Florence business owners.
Common Challenges for Florence Business Owners
Challenge
Florence businesses often face Multi-state tax nexus from operating in the Kentucky-Ohio-Indiana tri-state area with employees across borders, making tax planning and cash flow management more complex than standard approaches allow.
Our Approach
We provide proactive tax planning and fractional CFO services tailored to Florence’s business environment, helping you handle Multi-state tax nexus from operating in the Kentucky-Ohio-Indiana tri-state area with employees across borders with confidence.
Challenge
Many Florence business owners struggle to get timely responses from their CPA, especially during busy seasons when questions are most urgent.
Our Approach
SDO CPA provides direct access to your CPA team with same-day response times. No call centers, no waiting weeks for answers.
Challenge
Tax preparation alone doesn’t help Florence business owners understand their financial position or make informed decisions throughout the year.
Our Approach
We deliver monthly financial reports with actionable insights, helping you understand cash flow, profitability, and tax liability before year-end.
“SDO CPA straightened out our Florence distribution company’s tri-state tax situation and saved us $34,000 in overpaid Ohio and Indiana withholdings. They understand multi-state logistics accounting.”— Chris M., Distribution company owner in Florence
How to Get Started With SDO CPA
Schedule Your Free Consultation
Book a call to discuss your Florence business, current financial setup, and goals.
Get Your Custom Proposal
Receive a clear proposal with upfront estimates — if scope changes, we discuss it first.
Seamless Onboarding
We connect to your QuickBooks or Xero and organize your books within 30 days.
Ongoing Partnership
Monthly reports, proactive tax planning, and year-round CPA access.
Why Florence Business Owners Choose SDO CPA
Kentucky Tax Expertise
We understand Kentucky has a flat 4.0% income tax; Louisville’s 2.2% occupational license tax stacks on top and help Florence businesses maximize tax advantages while managing federal obligations and multi-state complexity.
Transparent Pricing
Clear monthly estimates for standard services. We scope your needs upfront and communicate before any additional work. See our pricing.
Cloud-Based & Virtual
Access your financials anywhere. We work with QuickBooks Online, Xero, Gusto, and Ramp to keep your Florence business running smoothly.
S-Corp & Partnership Specialists
Our clients are pass-through entity owners. We handle reasonable compensation analysis, K-1 preparation, QBI optimization, and entity selection.
Responsive Communication
Get answers when you need them. Our team responds within one business day, and you’ll have direct access to your CPA.
Frequently Asked Questions
Resources for Florence Business Owners
Also Serving Northern Kentucky/Cincinnati Metro
SDO CPA provides virtual CPA services to businesses throughout Northern Kentucky/Cincinnati Metro and Kentucky.
Ready to Work With a CPA Who Understands Florence Businesses?
Schedule your free consultation today. We’ll analyze your tax situation and provide an upfront estimate with no obligation.
Schedule a Call