Louisville CPA Firm for S-Corps & Small Businesses
With 18+ years of experience helping business owners across the country, I bring specialized expertise to Louisville’s Healthcare, Logistics (UPS Worldport), Bourbon economy. Whether you’re managing Louisville’s 2.2% occupational license tax stacking on state/federal obligations or capitalizing on UPS Worldport hub and bourbon tourism creating logistics and hospitality business demand, SDO CPA provides the virtual accounting support your business needs.
We offer cloud-based tax preparation, bookkeeping, payroll, and fractional CFO services designed for Louisville business owners who want proactive guidance — not just annual tax filing.
Key Takeaways: Louisville CPA Services
- Virtual CPA services — Full tax, bookkeeping, and advisory support without geographic limitations
- Kentucky tax expertise — Kentucky has a flat 4.0% income tax; Louisville’s 2.2% occupational license tax stacks on top planning and multi-state compliance
- Industry focus — Specialized experience with Healthcare, Logistics (UPS Worldport), Bourbon
- Transparent pricing — Upfront estimates starting at $300/month; if scope changes, we discuss it first
- Responsive support — Direct CPA access, same-day responses
Accounting & Tax Services in Louisville, KY
Louisville’s economy is anchored by three powerhouse sectors. UPS Worldport in the Louisville International Airport district processes 416,000+ packages per hour, employing 20,000+ workers and supporting thousands of logistics businesses along the I-65 corridor. Humana’s Fortune 500 headquarters and the UofL Health and Norton Healthcare systems make Louisville one of the largest healthcare employment centers in the Southeast. The bourbon industry generates $9+ billion in annual economic impact statewide, with many distilleries and suppliers concentrated along Louisville’s Urban Bourbon Trail.
Louisville businesses face a layered tax environment that catches many owners off guard. Kentucky’s flat 4.0% income tax combines with Louisville’s 2.2% occupational license tax, effectively creating a 6.2% combined state/local income tax rate for S-Corp owners before federal obligations. The Ford Kentucky Truck Plant employs 8,000+ workers, and GE Appliances’ headquarters along Appliance Park Boulevard generates a network of manufacturing suppliers who must manage inventory accounting and multi-state sales tax obligations.
SDO CPA works with Louisville business owners across healthcare staffing, logistics, bourbon production, and professional services in the NuLu and downtown business districts. We structure entities to minimize the combined state and local tax burden, optimize S-Corp reasonable compensation for Louisville’s occupational license tax, and provide monthly bookkeeping and fractional CFO services that scale from startup to $10M+ in revenue.
Kentucky Tax Planning Tip
Kentucky’s flat 4.0% income tax applies to all pass-through entity income. Louisville businesses also face a 2.2% occupational license tax — this stacks on top of state and federal taxes. S-Corp owners in Louisville metro effectively pay 6.2% in combined state/local income tax, making entity structuring and reasonable compensation analysis critical for minimizing total tax burden.
CPA Services for Louisville Businesses
Business Tax Preparation
Federal and Kentucky business tax returns for LLCs, S-Corps, partnerships, and sole proprietors.
Bookkeeping & Accounting
Monthly bookkeeping, bank reconciliation, and financial statements using QuickBooks or Xero.
Payroll Services
Full-service payroll processing, tax deposits, and quarterly filings through Gusto integration.
Tax Planning & Strategy
Proactive tax planning to minimize liability through entity selection, retirement contributions, and timing strategies.
Fractional CFO
Cash flow forecasting, budgeting, and financial strategy for growing Louisville businesses.
S-Corp Tax Services
Reasonable compensation analysis, QBI optimization, and S-Corp election guidance for Louisville business owners.
Common Challenges for Louisville Business Owners
Challenge
Louisville businesses often face Louisville’s 2.2% occupational license tax stacking on state/federal obligations, making tax planning and cash flow management more complex than standard approaches allow.
Our Approach
We provide proactive tax planning and fractional CFO services tailored to Louisville’s business environment, helping you handle Louisville’s occupational license tax layering with confidence.
Challenge
Many Louisville business owners struggle to get timely responses from their CPA, especially during busy seasons when questions are most urgent.
Our Approach
SDO CPA provides direct access to your CPA team with same-day response times. No call centers, no waiting weeks for answers.
Challenge
Tax preparation alone doesn’t help Louisville business owners understand their financial position or make informed decisions throughout the year.
Our Approach
We deliver monthly financial reports with actionable insights, helping you understand cash flow, profitability, and tax liability before year-end.
“SDO CPA restructured our Louisville staffing company and helped us handle the occupational license tax. They saved us $14,000 in combined state and local taxes.”— Amy W., Healthcare staffing company owner in Louisville
How to Get Started With SDO CPA
Schedule Your Free Consultation
Book a call to discuss your Louisville business, current financial setup, and goals.
Get Your Custom Proposal
Receive a clear proposal with upfront estimates — if scope changes, we discuss it first.
Seamless Onboarding
We connect to your QuickBooks or Xero and organize your books within 30 days.
Ongoing Partnership
Monthly reports, proactive tax planning, and year-round CPA access.
Why Louisville Business Owners Choose SDO CPA
Kentucky Tax Expertise
We understand Kentucky has a flat 4.0% income tax; Louisville’s 2.2% occupational license tax stacks on top and help Louisville businesses maximize tax advantages while managing federal obligations and multi-state complexity.
Transparent Pricing
Clear monthly estimates for standard services. We scope your needs upfront and communicate before any additional work. See our pricing.
Cloud-Based & Virtual
Access your financials anywhere. We work with QuickBooks Online, Xero, Gusto, and Ramp to keep your Louisville business running smoothly.
S-Corp & Partnership Specialists
Our clients are pass-through entity owners. We handle reasonable compensation analysis, K-1 preparation, QBI optimization, and entity selection.
Responsive Communication
Get answers when you need them. Our team responds within one business day, and you’ll have direct access to your CPA.
Frequently Asked Questions
Resources for Louisville Business Owners
Also Serving Louisville Metro
SDO CPA provides virtual CPA services to businesses throughout Louisville Metro and Kentucky.
Ready to Work With a CPA Who Understands Louisville Businesses?
Schedule your free consultation today. We’ll analyze your tax situation and provide an upfront estimate with no obligation.
Schedule a Call