Rockford CPA Firm for S-Corps & Small Businesses

Looking for a CPA in Rockford? SDO CPA provides virtual tax preparation, bookkeeping, payroll, and fractional CFO services to Rockford businesses specializing in S-Corps and partnerships. We provide upfront estimates — if scope changes, we discuss it first. Schedule a free consultation.
Serena Do, CPA — Managing Partner of SDO CPA

Serena Do, CPA

Managing Partner | Duncanville, TX (Serving Rockford Virtually)

18+ Years Experience | AICPA Member

Licensed CPA — Texas State Board of Public Accountancy

With 18+ years of experience helping business owners across the country, I bring specialized expertise to Rockford’s Aerospace, Manufacturing, Healthcare economy. Whether you’re navigating Illinois’s flat 4.95% income tax with aerospace supplier cost accounting complexity or capitalizing on Rockford’s 40% lower business costs than Chicago with aerospace hub access, SDO CPA provides the virtual accounting support your business needs.

We offer cloud-based tax preparation, bookkeeping, payroll, and fractional CFO services designed for Rockford business owners who want proactive guidance — not just annual tax filing.

Key Takeaways: Rockford CPA Services

  • Virtual CPA services — Full tax, bookkeeping, and advisory support without geographic limitations
  • Illinois tax expertise — Illinois has a flat 4.95% income tax with PTE election planning and multi-state compliance for manufacturers
  • Industry focus — Specialized experience with Aerospace, Manufacturing, Healthcare
  • Transparent pricing — Upfront estimates starting at $300/month; if scope changes, we discuss it first
  • Responsive support — Direct CPA access, same-day responses

Accounting & Tax Services in Rockford, IL

Rockford anchors Northern Illinois’s manufacturing corridor, where Collins Aerospace’s 3,000-employee campus and a dense network of precision machining, tool and die, and fastener manufacturers form the backbone of the regional economy. The city’s aerospace heritage traces back decades, and today Rockford suppliers serve both commercial aviation and defense programs, creating complex cost accounting and contract compliance requirements that demand specialized CPA expertise.

The Chicago Rockford International Airport has emerged as a major cargo hub, with Amazon Air and UPS operations driving logistics growth that complements the manufacturing base. Mercyhealth and OSF HealthCare anchor the healthcare sector with combined employment exceeding 8,000 positions. At roughly 40% lower business costs than Chicago, Rockford offers manufacturers and professional services firms a cost-competitive alternative while maintaining access to Midwest supply chains and the I-90 corridor to Chicago.

SDO CPA works with Rockford business owners in aerospace, precision manufacturing, and healthcare to structure entities, claim R&D credits for process improvements and tooling development, and manage Illinois’s flat-rate tax obligations. Whether you’re a Collins Aerospace Tier 2 supplier along the I-90 corridor or a healthcare practice affiliated with Mercyhealth, we provide monthly bookkeeping and fractional CFO services scaled to your growth stage.

Illinois Tax Planning Tip

Illinois has a flat 4.95% income tax that applies to all pass-through entity income. Rockford manufacturers should evaluate Illinois’s pass-through entity tax (PTE) election to bypass the federal SALT deduction cap, potentially saving $5,000-$15,000 for owners with $200K+ in Illinois-source income. Aerospace suppliers should also track R&D tax credits for qualifying activities like process improvements and tooling development.

Rockford is home to 8,000+ small businesses and a population of 148,655. From Aerospace, Manufacturing, Healthcare to professional services, Rockford business owners need CPAs who understand aerospace supplier cost accounting and multi-state complexity and can provide year-round tax planning — not just compliance.

CPA Services for Rockford Businesses

Common Challenges for Rockford Business Owners

Challenge

Rockford aerospace and manufacturing businesses face complex cost accounting requirements, R&D credit documentation, and multi-state nexus from serving customers across the Midwest.

Our Approach

We provide proactive tax planning tailored to Rockford’s manufacturing economy, helping you claim R&D credits, optimize equipment depreciation, and manage multi-state compliance with confidence.

Challenge

Many Rockford business owners struggle to get timely responses from their CPA, especially during busy seasons when questions are most urgent.

Our Approach

SDO CPA provides direct access to your CPA team with same-day response times. No call centers, no waiting weeks for answers.

Challenge

Tax preparation alone doesn’t help Rockford business owners understand their financial position or make informed decisions throughout the year.

Our Approach

We deliver monthly financial reports with actionable insights, helping you understand cash flow, profitability, and tax liability before year-end.

“SDO CPA helped our Rockford aerospace machining shop claim $12,000 in R&D credits for tooling development and process improvements we didn’t realize qualified.”
— Brian M., Precision aerospace machining shop owner in Rockford

How to Get Started With SDO CPA

1

Schedule Your Free Consultation

Book a call to discuss your Rockford business, current financial setup, and goals.

2

Get Your Custom Proposal

Receive a clear proposal with upfront estimates — if scope changes, we discuss it first.

3

Seamless Onboarding

We connect to your QuickBooks or Xero and organize your books within 30 days.

4

Ongoing Partnership

Monthly reports, proactive tax planning, and year-round CPA access.

Why Rockford Business Owners Choose SDO CPA

Illinois Tax Expertise

We understand Illinois has a flat 4.95% income tax with PTE election opportunities and help Rockford businesses maximize tax advantages while managing federal obligations and multi-state complexity.

Transparent Pricing

Clear monthly estimates for standard services. We scope your needs upfront and communicate before any additional work. See our pricing.

Cloud-Based & Virtual

Access your financials anywhere. We work with QuickBooks Online, Xero, Gusto, and Ramp to keep your Rockford business running smoothly.

S-Corp & Partnership Specialists

Our clients are pass-through entity owners. We handle reasonable compensation analysis, K-1 preparation, QBI optimization, and entity selection.

Responsive Communication

Get answers when you need them. Our team responds within one business day, and you’ll have direct access to your CPA.

Frequently Asked Questions

How much does a CPA cost for a small business in Rockford?
At SDO CPA, bookkeeping starts at $300-$500 per month for a single entity. Full-service packages including bookkeeping, tax planning, and advisory range from $1,000-$2,000 per month with upfront estimates — if scope changes, we discuss it first. View our pricing.
Can a virtual CPA serve my Rockford business?
Yes. CPAs can prepare tax returns and provide accounting services for clients in any state. SDO CPA serves Rockford businesses through secure cloud-based tools including QuickBooks Online, Gusto, and encrypted document sharing with the same quality as a local firm.
Do you specialize in Aerospace and Manufacturing businesses?
Yes. Rockford’s aerospace and manufacturing sectors have unique accounting needs including R&D tax credits for tooling and process development, equipment depreciation strategies, defense contract compliance, and job costing that we address with tailored solutions.
What is the difference between a bookkeeper and a CPA?
A bookkeeper records transactions and maintains financial records. A CPA is a state-licensed professional who can prepare and sign tax returns, provide tax planning advice, represent you before the IRS, and offer strategic financial guidance that bookkeepers cannot.
Do you offer fractional CFO services for Rockford businesses?
Yes. Our fractional CFO services provide cash flow forecasting, budgeting, financial modeling, and strategic planning for Rockford businesses generating $500K+ in revenue that need financial leadership without a full-time hire.
Should my Rockford business be an S-Corp or LLC?
It depends on your net income. Generally, businesses earning over $60,000 in net profit may save on self-employment taxes by electing S-Corp status. Use our S-Corp tax calculator to estimate savings, then schedule a consultation for personalized analysis.
How quickly does SDO CPA respond to questions?
We respond to all client inquiries within one business day. For urgent tax matters, we prioritize same-day responses. You’ll have direct access to your CPA — no call centers or gatekeepers.
What accounting software do you work with?
We work with QuickBooks Online, Xero, Gusto for payroll, and Ramp for expense management. We’ll recommend the best setup for your Rockford business during your free consultation. Learn about our bookkeeping services.

Resources for Rockford Business Owners

Also Serving Northern Illinois

SDO CPA provides virtual CPA services to businesses throughout Northern Illinois and the state.

Ready to Work With a CPA Who Understands Rockford Businesses?

Schedule your free consultation today. We’ll analyze your tax situation and provide an upfront estimate with no obligation.

Schedule a Call
Licensing & Service Disclaimer: SDO CPA LLC is a Texas-licensed CPA firm serving clients in Illinois under CPA practice mobility provisions. We do not maintain a physical office in Illinois — all services are delivered remotely via secure video, phone, and digital collaboration tools. SDO CPA does not hold a CPA license in Illinois. Services requiring CPA licensure are performed by Texas-licensed CPAs. We do not provide attest services (audits, reviews, or compilations). Per Texas State Board of Public Accountancy regulations (22 TAC §501.82).