Montgomery CPA Firm for S-Corps & Small Businesses
With 18+ years of experience helping business owners across the country, I bring specialized expertise to Montgomery’s Government, Military, Healthcare economy. Whether you’re managing government contract compliance alongside commercial business operations or capitalizing on Maxwell Air Force Base and state government creating stable, long-term contract opportunities, SDO CPA provides the virtual accounting support your business needs.
We offer cloud-based tax preparation, bookkeeping, payroll, and fractional CFO services designed for Montgomery business owners who want proactive guidance — not just annual tax filing.
Key Takeaways: Montgomery CPA Services
- Virtual CPA services — Full tax, bookkeeping, and advisory support without geographic limitations
- Alabama tax expertise — Alabama has a graduated income tax (2%-5%) plus a business privilege tax planning and multi-state compliance
- Industry focus — Specialized experience with Government, Military, Healthcare
- Transparent pricing — Upfront estimates starting at $300/month; if scope changes, we discuss it first
- Responsive support — Direct CPA access, same-day responses
Accounting & Tax Services in Montgomery, AL
Montgomery is Alabama’s capital city and a center of government, military, and automotive manufacturing. Maxwell Air Force Base generates over $2.5 billion in annual economic impact, while Hyundai’s $1.8 billion manufacturing plant employs 3,000+ workers directly and supports dozens of Tier 1 and Tier 2 suppliers throughout the region. The state government employs 16,000+ workers, providing a stable economic anchor that attracts professional services firms, consulting companies, and healthcare organizations to the downtown Capitol Hill district and the Eastern Boulevard commercial corridor.
Montgomery businesses operating in the government contracting space face specialized accounting requirements around FAR compliance, indirect cost allocation, and contract audit readiness. Alabama’s graduated income tax creates additional planning complexity for S-Corp owners who split revenue between government and commercial contracts. The city’s central location, just 90 minutes from Birmingham, Atlanta, and Mobile, means many Montgomery businesses serve clients across multiple states.
SDO CPA works with Montgomery business owners across government consulting, defense contracting, automotive supply chain, and healthcare to structure entities for government work, optimize S-Corp reasonable compensation across mixed revenue streams, and manage multi-state filing requirements. Whether you’re a consulting firm supporting Maxwell AFB or a Hyundai supplier along the I-85 corridor, we provide monthly bookkeeping and fractional CFO services tailored to contract-driven operations.
Alabama Tax Planning Tip
Alabama’s graduated income tax tops out at 5% on income over $3,000 (single) / $6,000 (married). S-Corp owners should evaluate the pass-through entity tax election (PTET) to work around the federal SALT deduction cap. Alabama also offers a unique federal income tax deduction on state returns — one of only three states allowing this.
CPA Services for Montgomery Businesses
Business Tax Preparation
Federal and Alabama business tax returns for LLCs, S-Corps, partnerships, and sole proprietors.
Bookkeeping & Accounting
Monthly bookkeeping, bank reconciliation, and financial statements using QuickBooks or Xero.
Payroll Services
Full-service payroll processing, tax deposits, and quarterly filings through Gusto integration.
Tax Planning & Strategy
Proactive tax planning to minimize liability through entity selection, retirement contributions, and timing strategies.
Fractional CFO
Cash flow forecasting, budgeting, and financial strategy for growing Montgomery businesses.
S-Corp Tax Services
Reasonable compensation analysis, QBI optimization, and S-Corp election guidance for Montgomery business owners.
Common Challenges for Montgomery Business Owners
Challenge
Montgomery businesses often face managing government contract compliance alongside commercial business operations, making tax planning and cash flow management more complex than standard approaches allow.
Our Approach
We provide proactive tax planning and fractional CFO services tailored to Montgomery’s business environment, helping you handle government contract compliance alongside commercial business operations with confidence.
Challenge
Many Montgomery business owners struggle to get timely responses from their CPA, especially during busy seasons when questions are most urgent.
Our Approach
SDO CPA provides direct access to your CPA team with same-day response times. No call centers, no waiting weeks for answers.
Challenge
Tax preparation alone doesn’t help Montgomery business owners understand their financial position or make informed decisions throughout the year.
Our Approach
We deliver monthly financial reports with actionable insights, helping you understand cash flow, profitability, and tax liability before year-end.
“SDO CPA understood the unique accounting requirements for government contractors. They restructured our S-Corp and saved us $13,000 in combined federal and state taxes.”— James W., Government consulting firm owner in Montgomery
How to Get Started With SDO CPA
Schedule Your Free Consultation
Book a call to discuss your Montgomery business, current financial setup, and goals.
Get Your Custom Proposal
Receive a clear proposal with upfront estimates — if scope changes, we discuss it first.
Seamless Onboarding
We connect to your QuickBooks or Xero and organize your books within 30 days.
Ongoing Partnership
Monthly reports, proactive tax planning, and year-round CPA access.
Why Montgomery Business Owners Choose SDO CPA
Alabama Tax Expertise
We understand Alabama has a graduated income tax (2%-5%) plus a business privilege tax and help Montgomery businesses maximize tax advantages while managing federal obligations and multi-state complexity.
Transparent Pricing
Clear monthly estimates for standard services. We scope your needs upfront and communicate before any additional work. See our pricing.
Cloud-Based & Virtual
Access your financials anywhere. We work with QuickBooks Online, Xero, Gusto, and Ramp to keep your Montgomery business running smoothly.
S-Corp & Partnership Specialists
Our clients are pass-through entity owners. We handle reasonable compensation analysis, K-1 preparation, QBI optimization, and entity selection.
Responsive Communication
Get answers when you need them. Our team responds within one business day, and you’ll have direct access to your CPA.
Frequently Asked Questions
Resources for Montgomery Business Owners
Also Serving Central Alabama
SDO CPA provides virtual CPA services to businesses throughout Central Alabama and Alabama.
Ready to Work With a CPA Who Understands Montgomery Businesses?
Schedule your free consultation today. We’ll analyze your tax situation and provide an upfront estimate with no obligation.
Schedule a Call